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House Mortgage Loans

House Mortgage Loans


Interest Rate on Mortgage Loans - Prority Sector @ 12.00% and Non-Priority Sector @ 12.5% for the Loans issued from 01-02-2024 onwards.


Rules Governing the sanction of House Mortgage Loans:

The following documents are required for sanction of House Mortgage loans.

i.  Original Title deeds relating to the House properties.

ii.  Link documents.

iii. Latest Encumbrance Certificate for 13 years.

iv.  Latest House Tax receipt.

v.   Copy of Aadhar Card and PAN card..

vi.  Latest passport size 6 Photos.

vii. Latest photos (2 Maxi Size) of the House property.

viii. Income proof.

ix. Last 3 years IT returns.

     For addon information please contact the Concerened Branch Manager.

Maximum Loan amount: Rs. 2,00,00,000/-

Rate of Interest: As decided by the Board.

Repayment schedule:

Amount Duration
Upto 1,00,000/- 60 months
Above 1,00,000/- and Upto 1,50,000/-  72 months
Above 1,50,000/- and Upto 25,00,000/- 180 months
Above 25,00,000/- and Upto 2,00,00,000/- 300 months