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WELCOME TO
GANDHI CO-OPERATIVE URBAN BANK LTD

As always, partners grows with you!

95 years in service, with the spirit of the Cooperation, the Bank is growing day by day from its formation, gaining trust of the Depositors by providing Safety and Security to their funds deposited in the Bank and lending to lower and middle class people to provide financial assistance for their development.

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Our Strategy

As a cooperator, the Bank shall provide maximum economic benefits to its members, teach them efficient ways of doing thing in a cooperative manner, and propagate cooperative practices and new ideas in business and management and allow the lower income groups to increase their ownership in the wealth of this nation.

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Our Vision

Cooperatives are voluntary organizations, open to all people able to use its services and willing to accept the responsibilities of membership, without gender, social, racial, political or religious discrimination.

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Our Value

Members contribute equally to, and democratically control, the capital of the cooperative. This benefits members in proportion to the business they conduct with the cooperative rather than on the capital invested.

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Our Mission

Cooperatives serve their members most effectively and strengthen the cooperative movement by working together through local, national, regional and international structures.

Loans

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SMA/NPA Classification

As per the guidelines issued by the Reserve Bank of India (RBI), if an individual fails to repay the loan EMIs on time o

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House Mortgage Loans

  Interest Rate on Mortgage Loans - Prority Sector @ 12.00% and Non-Priority Sector @ 12.5% for the Loans i

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Gold Loans

These loans will be granted on the security of Gold Ornaments wholly belonging to the borrower upto Rs.1,00,00,000/-.&nb

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Against Deposits Loans

  Loans against Deposits: The Bank also advances loans who are in need against their Fixed deposits/ Cash Cer

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Education Loans

Loans for Education Purpose: The applicant has to produce all the requirements mentioned under House Mortgage loans.&

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Cash Credit Accommodation Loans

  Cash Credit Accommodation to the Business People:   The Cash Credit accommodation will be sanctione

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Vegetables & flowery culture Loans

  Loans for cultivation of Vegetables & flowery culture:   The applicant desiring to get a loan f

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Poultry Farms / Fishi Culture Loans

  Loans for Poultry Farms / Fishi Culture:   The applicant desiring to get a loan to rare the poultry

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Milch Cattle Loans

  Loans for purchase of Milch Cattle:   Title deeds relating to the applicants residential propert

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Cattle Sheds Loans

  Loans for formation of Cattle Sheds i. Original Title deeds for proposed Cattle Shed ii. Link Documents

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Small traders Loans

  Loans for Small Traders Original Title deeds of the applicant relating to the Residential Properties / A

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Petty traders Loans

  Loans for petty traders against group guarantee system. i.    Details of the persons formed

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Wheelers Loans

  Loans for petty traders against group guarantee system. i.    Details of the persons formed

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Mechanical sheds Loans

  Loans for Mechanical Sheds Original Title deeds relating to the applicant of the Household properties in

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Services

Customer value chain

Locker Closure Process

If the locker belonging to the deceased customer has nominee, then the Nominee has to submit the dea....

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Service Charges

To Know the charges collected by the bank please click " Here to View " ....

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Unclaimed Depositors List

List of deposits unclaimed for more than 10 years transfered to DEA Fund, RBI. For further informati....

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Recurring Deposits

We help people with regular incomes to deposit a fixed amount every month into their Recurring Depos....

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Money Transfers

You can now send money safely and easily with guaranteed. GandhiCUB brings you the convenience of....

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Safe Deposit Lockers

Features & Benefits of Safe Deposit Locker. We offer Bank Lockers to ensure safety of your valua....

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Fixed Deposits

When you deposit funds in a Fixed Deposit, you can grow your savings for a financially secure future....

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Current Account

We offers a Current Account to meet every requirement of an organisation, housing society or profess....

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GAJUWAKA BRANCH

Door.No.14-06-11/2,
K L Rao Nagar,
B C Road,
Peda Gantyada,
New Gajuwaka,
Visakhapatnam 5300026.

0891 2565656

MICR Code: 530649002

IFSC Code: YESB0GCUB13

Fax Number : -

gandhiheadoffice@gandhicub.com

HEAD OFFICE

Door No.29-36-21,
Museum Road,
Governorpet,
Vijayawada-520002.

0866 2433379, 2436365

MICR Code: 520649002

IFSC Code: YESB0GCUB01

Fax Number : -

gandhiheadoffice@gandhicub.com

PATAMATA BRANCH

Door No. 68-4-13,
Gogineni Complex,
N.S.M.School Road,
Patamata,
Vijayawada-520010

0866-2477488

MICR Code: 520649003

IFSC Code: YESB0GCUB02

Fax Number : .

gandhiheadoffice@gandhicub.com

VUYYURU BRANCH

DOOR.NO.8-38/A,
Vijayawada-Machilipatnam main road,
Vuyyuru,
Krishna Dist

08676 235379

MICR Code: 520649642

IFSC Code: YESB0GCUB03

Fax Number : -

gandhiheadoffice@gandhicub.com

AZITSINGHNAGAR BRANCH

D.No.43-107-9,
Nuziveedu Road,
Azit Singh Nagar,
Vijayawada - 520015,
Krishna District

0866-2401388

MICR Code: 520649004

IFSC Code: YESB0GCUB04

Fax Number : -

gandhiheadoffice@gandhicub.com

BHAVANIPURAM BRANCH

D No 76-10/1-4,
Akula Rajeswara Rao Street,
Bhavanipuram,
Vijayawada - 520 012,

0866-2411555

MICR Code: 520649005

IFSC Code: YESB0GCUB05

Fax Number : -

gandhiheadoffice@gandhicub.com

HANUMAN JUNCTION BRANCH

Door No.5-49,
1st Floor,
Vijayawada Road,
Bapulapadu Grama Panchayat Hanuman Junction - 521 105

08656-242525

MICR Code: 520649006

IFSC Code: YESB0GCUB06

Fax Number : -

gandhiheadoffice@gandhicub.com

MYLAVARAM BRANCH

D No. 11-10/A,
Ground Floor,
Vijayawada Road,
Mylavaram - 521 230

08659-223393,

MICR Code: 520649582

IFSC Code: YESB0GCUB07

Fax Number : -

gandhiheadoffice@gandhicub.com

NUZIVIDU BRANCH

D No 22-131,
Pata Pet,
Nuzividu - 521 201.

08656-235305

MICR Code: 520649742

IFSC Code: YESB0GCUB08

Fax Number : -

gandhiheadoffice@gandhicub.com

RAMAVARAPPADU BRANCH

Door No.3-11/1,
Ground Floor,
Rajula Bazar Vijayawada - 521 108.

0866-2843338

MICR Code: 520649006

IFSC Code: YESB0GCUB09

Fax Number : -

gandhiheadoffice@gandhicub.com

ONE TOWN - KOTHAPET BRANCH

Door No.9-60-89,
Ganapathi Rao Street,
Kothapet,
Vijayawada - 520 001

0866-2563338

MICR Code: 520649008

IFSC Code: YESB0GCUB10

Fax Number : -

gandhiheadoffice@gandhicub.com

SATYANARAYANAPURAM BRANCH

Door No.23-7-12,
Ground Floor,
Giri Street Satyanarayanapuram,
Vijayawada - 520 011

0866-2535339

MICR Code: 520649009

IFSC Code: YESB0GCUB11

Fax Number : -

gandhiheadoffice@gandhicub.com

GUNTUR BRANCH

Door.No 6-3-22,
Arundelpet 3/2,
Guntur - 522 002. GUNTUR District

0863-2227900

MICR Code: 520649010

IFSC Code: YESB0GCUB12

Fax Number : -

gandhiheadoffice@gandhicub.com